Flexible Financing Options with Wisetack
We know that restoring your home can be an unexpected expense — and paying out of pocket isn’t always possible. That’s why Five Star Restoration has partnered with Wisetack, a trusted financing provider, to offer simple, affordable monthly payment options so you can get the work done now and pay over time.
Why Choose Financing?
Whether you’re facing high out-of-pocket costs, an insurance deductible, or covering repairs privately, financing gives you more control and flexibility—so you don’t have to delay critical restoration work.
How It Works
Step 1:
Apply online in minutes with a short, secure application.
Step 2:
Choose a monthly payment plan that fits your budget.
Step 3:
Get approved quickly so we can get started right
away.
Why Finance with Wisetack?
✔ No hidden fees or prepayment penalties — ever.
✔ Clear terms, no compounding interest.
✔ Checking options won’t affect your credit score (soft credit check).
✔ Loan amounts up to $25,000 — plenty to cover most restoration needs.
✔ Flexible terms — choose between 3 to 60 months to pay.
✔ Annual percentage rates (APR) from 0% to 35.9%, depending on credit.
✔ Fast and fully online process — apply anytime, from anywhere.
✔ Start repairs immediately — pay over time.
Frequently Asked Questions
Do I have to use insurance to qualify for financing?
No, financing is available whether or not you’re filing an insurance claim. You can finance all or part of the job.
Do I have to use insurance to qualify for financing?
No, financing is available whether or not you’re filing an insurance claim. You can finance all or part of the job.
How long does it take to get approved?
Most applications are approved within minutes, so there are no delays in starting your restoration.
Will applying affect my credit?
No — checking your financing options with Wisetack uses a soft credit pull, which does not affect your credit score.
Can I pay off my loan early?
Yes. There are no prepayment penalties, so you can pay off your loan early if you’d like.
What kind of interest rates should I expect?
Rates vary based on your credit profile and loan terms. APR ranges from 0% to 35.9%. If you qualify for a promotional 0% APR offer, you’ll pay no interest if paid within the term.
Need Financing?
At Five Star Restoration, we know you want to be a confident homeowner who provides a safe, welcoming space for your loved ones.
Call us today to speak with a professional and take the first step toward restoring your home.
Download The Emergency Response Checklist:
What to Do in the First 24 Hours After Water, Fire, or Mold Damage
The first 24 hours after water, fire, or mold damage can mean the difference between a quick recovery and long-term damage. Download our free Emergency Response Checklist to learn:
✓ What to do immediately to prevent further damage (step-by-step actions you can take now)
✓ How to document damage for insurance claims to avoid delays or denials
✓ When to take action yourself—and when to call a professional