Why Fast Action Matters: How Delays in Restoration Can Cost You Thousands

Time is literally money. The Insurance Information Institute reports average water damage costs jump 50 % when mitigation waits 48 hours. Delay fuels mold, structural damage, and denied insurance claims.

Mold Growth Timeline

  • 0-24 h: Spores germinate on damp drywall.
  • 24-48 h: Visible colonies, rising toxin levels.
  • 72 h+: Full containment, drywall removal, and air-scrubbing may be required.

Structural Degradation

Wet studs lose half their load capacity after one week; hardwood floors cup irreversibly at 48 hours.

Insurance Deadlines

Policies require “reasonable mitigation.” Waiting a weekend can let adjusters blame you for subsequent damages.

Five Star Fast-Action Advantage

FAQs

Q: How fast can mold become a problem? Spores can germinate within 24 hours. Q: Does insurance cover emergency service fees? Yes, when costs are “reasonable” and prevent larger losses—save your invoices. Q: Can I wait if damage looks minor? Hidden moisture often extends far beyond surface stains; a $500 patch can become a $5 k mold job.

Don’t let delays cost you thousands – contact Five Star Restoration for immediate emergency response.

References

  • Insurance Information Institute: Facts + Statistics – Homeowners and Renters Insurance
  • FEMA: Mold and Mildew – Clean Up Your Flood-Damaged Home
  • IICRC: Why Immediate Response Matters in Water Damage Restoration
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